Legal Problems are the Cause of Many Debt Issues Like medical debts caused by huge out-of-pocket medical costs, there are other problems that arise unexpectedly and wreak havoc with an employee’s finances. These problems cause huge financial costs that can devastate an employee’s or their family’s financial health, and comprise other unexpected high dollar costs that arise without warning, including a number of different kinds of legal problems. 1 Being involved in an accident regardless of one’s fault takes time away from work and adds expenses to negotiate and fix the damage. Injuries add...

Medical Insurance May Not Be Enough to Protect Employees Against Medical Debt? Nearly 6 in 10 Americans say they have suffered financial hardship due to health care costs a new study finds. Researchers from the American Cancer Society looked at three different types of problems: difficulty paying medical bills, worrying about bills, and delaying or doing without care. In the study, they analyzed data from the 2015-2017 National Health Interview Survey by the U.S. Centers for Disease Control and Prevention and found that 56 percent of adults (more than 137 million) reported at least one of the...

Join us at SAHRMA’s South Texas Human Resources Symposium (STXHRS) 2020 at the Norris Conference Center in San Antonio, TX on February 6th & 7th! Stop by our booth #105 near the Knowledge Hub to learn how LegalGUARD is a smart option for your clients and employees. Let our President and CEO, Bob Heston , and Senior Vice President of Sales, Mark Torrison show you how having a strong legal plan makes a difference. Come see Bob Heston speak in a session called “Could Your Financial Wellness Program Actually be Causing Employee Financial Illness?” on February 6th from 2:35 PM – 3:35 PM in the...